Insurance services

Tender description

The Authority is awarding contracts for Insurances and Associated Self-Insured Casualty and Motor Liability Claims Handling Service, (‘the Contract’). The contracts will run between 1.10.2016 and 30.9.2019 and will renew annually. The Council undertakes to offer annually the insurance at the expiry of each period of insurance, it being understood that the insurer will provide the same insurance cover at the same premium rate (unless inflationary increases are agreed) and terms and conditions. At any time before 30.9.2019 the Contracting Authority may require the Suppliers to provide the Contracted Services for a further term of two years commencing on the 1.10.2019, providing the insurers renew the insurance from 1.10.2019 to 30.9.2021 at acceptable rates and subject to satisfactory performance at each annual renewal. Lot 1 — Casualty The Casualty insurance includes the following: Employer's Liability Public/Product Liability Contingency Hirers Liability Libel and Slander Official's Indemnity Land Charges Professional Indemnity This includes the self-insured claims handling service. The contract is to handle all casualty claims and potential claims notified on a precautionary basis, from inception to settlement, on the following basis: Employer's Liability and Public Liability claims, which occur within the relevant insurance policy period. Official's Indemnity, Professional Indemnity, Libel and Slander and Land Charges claims, which are made within the relevant policy period. Comprehensive Motor Insurance: All own damage claims which fall within the self-insured retention will be dealt with by the Authority's Insurance and Risk Management Section. The contract will include the self-insured claims handling service. The contract will be to handle all motor claims where there is some liability aspect or potential claims notified on a precautionary basis, from inception to settlement. This will be for all claims which occur in the relevant policy period. It is a condition of the contract that the Contractor shall agree to allowing the Authority, to develop its own claims handling capability for losses within the deductible and the insurer will support that development. The Property Insurance Policy will include the following: Material Damage: — Building and Contents: General Properties and Children and Young People's Services Properties (including Voluntary Aided, Voluntary Controlled, PFI, Foundation and Maintained County Schools); — Specified Building and Contents: General Properties and Children and Young People's Services Properties for wider perils and lower excess; — Property Owners Cover; — Court of Protection Properties and Contents. Business Interruption: — Increased Cost of Working; — Loss of rent; — Loss of Gross Revenue. Works In Progress: — General Properties — Specified Perils; — Children and Young People's Services Properties — All Risks. Contractors Plant: All Risks (Including Foster Carers All Risks); Money; Fidelity Guarantee; Computer. All claims which fall within the self-insured retention will be dealt with by the Authority's Insurance and Risk Management. Personal Accident/Assault: — Members; — Volunteers; — Teachers undertaking extra-curricular activities; — Pupils on Work Experience within the UK; — Motor Bike Projects. Assault: — Employees; — Foster Carers. Travel: — Employees; — Pupils on Work Experience outside the UK. School Journey and Personal Accident to Pupils whilst on School Site: — School Journey; — Pupils on School Site and Commuting. Inspection of statutory equipment service.